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Trekking up to 2,500m

Included in all the Policies, The Standard Pack covers you for walking , hiking or trekking up to 2,500 metres. This is serious mountain altitude as our highest peak, Ben Nevis, is just 1,344 metres up .

Trekking up to 4,500m

But if you want to go higher, then our Activity Pack covers you up to 4,500 metres, which would just include reaching the peak of the Matterhorn at 4,478 metres or the highest part of the Inca Trail to Machu Picchu at 4,430 metres.

Trekking over 4,500m

Our Extreme Activity Pack covers above 4,500 metres, with no upper altitude limit and is suited to the most challenging of mountain treks such as Mt Kilimanjaro, Everest Base Camp, and Mont Blanc.


Helicopter Rescue
included


24 hour Emergency
Helpline


Up to £10m Medical
Cover


Extend cover
on the go

Trekking Insurance

For many people a holiday means a week or two relaxing on a beach or beside a pool. But why idle all day on a sun lounger when you can be strolling through an alpine meadow, breathing in pure air, exploring glaciers, passing behind waterfalls or hopping over mountain streams? Walking, rambling, hiking, trekking . . . call it what you will . . . is surely one of the most addictive and rejuvenating holiday experiences.
Not only do you get the adrenalin buzz from the exercise, but you can also get off the beaten track to explore some of the world’s most spectacular and awe-
inspiring sceneryTrekking Insurance

Whether you choose to walk alone, with friends, or as part of an organised group, you need to have the right insurance in place to give you peace of mind and to cover any mishaps along the way. Don’t forget that trekking is often undertaken in remote areas where medical or other assistance is not always close at hand.
What could be a relatively minor complication in normal circumstances, such as a sprained ankle or fractured bone, could necessitate a helicopter rescue if such an accident occurs in mountainous or isolated terrain. Add the costs of any hospital treatment or if repatriation to the UK is medically necessary, makes it essential that you have suitable insurance to cover all of these eventualities.

Key benefits of our trekking insurance include:

  • Worldwide cover for policies up to 24 months, depending on your age and where you intend to visit.
  • Special discounts for long stay travel insurance for travel to Australia and/or New Zealand.
  • Emergency Medical and Repatriation Expenses up to £10 million on Premier policy.
  • Personal Liability up to £2 million on Premier policy.
  • Unlimited return trips home, subject to conditions.
  • No altitude limits with our extreme activity pack..
  • Cover if you wish to undertake light-value or volunteer work.
  • Lots of adventure activities covered with our Activity Pack.
  • Facility to arrange or extend Insurance when already travelling.

Some FAQ's:

Yes, Helicopter Rescue is covered.

Helicopter rescue is classed as a necessary Medical Expense, so is covered by the Medical & Repatriation expenses section of cover (limit of either £2m, £5m or £10m depending on the policy)

To get a quote, please visit our Trekking Insurance page by following this link.

We have no upper altitude limit with our Extreme Activity Pack Add-on. Otherwise, with the Activity Pack you can trek up to 4,500m. And if you're only trekking up to 2,500m, there's no need to add anything on - Trekking up to 2,500m is one of the 64 activities we cover for free.

How do you include these Add-ons? See question below.

To add any of our Activity Packs, just follow the Quote form - to stage 3 - there you will find all of the optional extras.

It is recommended that when travelling to any remote areas, you go in a group of at least 3 people with a 2 way working communications device, a navigation device, you let someone(s) know your route and when you should arrive, as Search and Rescue costs are not covered.

The Additional Mountain Rescue section of cover is a specific level of cover that takes effect when helicopter rescue is deemed necessary by the local Rescue Authorities due to a non-medical emergency such as natural disasters or adverse weather conditions.

This section of cover does not apply to Medically Necessary helicopter evacuations - these costs are covered under the Medical & Repatriation section of cover.

Yes. But, there’s no cover if trekking on unrecognised routes.

We do recommend going with a qualified guide or group of no less than 3 people, as search and non-medical rescue costs aren’t covered; just rescue from a known and agreed location. The search aspect is usually cut out completely, or minimised, when trekking with a guide as they may carry some sort of GPS tracking with them and have an in-depth knowledge of the area. Whereas if you’re injured without a guide you may have a hard time describing your location to the helicopter rescue services, if you can contact them at all.

Altogether it’s a lot safer going with a guide, which is why we recommend it, but going without one doesn’t invalidate cover provided you use recognised routes and take all necessary precautions.

We class mountaineering as any section of a climb that you can’t walk or scramble up, or that requires more than standard additional trekking safety equipment (Ice axes, crampons and ropes to tie the party together are classed as standard equipment). Using ropes to ascend a vertical rock face would be considered mountaineering and therefore not covered.

You must be able to trek to the summit of the mountain, or other specific destination, i.e. Everest Base Camp as opposed to Everest Summit; otherwise, there is no cover. So, even if you are ascending a mountain that requires climbing or mountaineering for only a very short time, we can't cover injuries sustained anywhere along the route, even if you were trekking at the time.

There is an excess of £500 applied to all Helicopter Rescue claims in Nepal.

Some popular Trails:

Everest Base Camp

While only the very few ever get to scale the mighty 8,848m peak of Everest, the next best thing for the seasoned adventurer is the classic route to Everest Base Camp.

Read more..

Annapurna Circuit

The Annapurna Circuit, a 15 to 20 day trek within the Annapurna mountain range of central Nepal, is prized as one of the best treks in the world. The route encompasses a rich mix of terrain from jungle to paddy fields, waterfalls to canyons, as well as a cultural variety from Hindu villages

Read more...

Inca Trail

Trekking to the lost Inca city of Machu Picchu, with its spectacular mountain-top location in the Andes, is one of the world’s most iconic hikes. Machu Picchu was named one of the New Seven Wonders of the World in 2007 and is classed a UNESCO World Heritage Site .

Read more...

Mount Kilimanjaro

Mount Kilimanjaro, at 5,895 metres (19,341 ft) above sea level, is the highest mountain on the African continent. It is one of the Seven Summits – the highest mountain peaks of each of the seven continents – that requires no technical climbing skills since all of its trekking routes are pure hiking paths.

Read more..

Mount Aconcagua

Aconcagua, at 6,961 metres, is the highest mountain in the Southern Hemisphere. It is located in Argentina within the Andes mountain range, close to the border with Chile. It is one of the Seven Summits - the highest mountains of each of the seven continents - and the second highest peak in the world outside of the Himalayas.

More...

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