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Cover for 120+ Activities

Whether you'll be scuba diving, jet skiing, bungee jumping, sky diving, trekking above 2,500m or kayaking. Our Activity Packs can cover various levels of adventurous sports.

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Extend cover from Overseas

If at any point you realise you're not quite ready to return home, you can extend your insurance to include the remainder of your trip. Even if you don't have a Policy with us.

Get Cover if Already Travelling

You don't need to be in your Home Country to get cover, you can buy a policy from anywhere in the world, as long as you're residential status is still in the UK or EU. Just follow the Quote form to get a price and complete your purchase.


Cancellation & Baggage
Cover


24 hour Emergency
Helpline


Up to £10m Medical
Cover


Claim while you're
Travelling

Single Trip Travel Insurance

Big Cat’s Single Trip Insurance is ideal for a one-off short holiday or business trip abroad. We offer three great-value levels of cover – Budget, Standard and Premier – to suit your budget and the extent of the cover you require. It also covers an extensive range of sports and leisure activities you may wish to enjoy as part of your holiday or trip, which are included as standard.
Single Trip can also mean an extended trip abroad, whether it’s a Round the World itinerary, a Gap Year adventure, or Backpacking Down Under.
Check out our Multi Trip Annual Insurance if you wish to be insured for a series of separate holidays throughout the year.

Key Features of the Big Cat Premier policy

  • Emergency Medical and Repatriation Expenses up to £10 million.
  • Personal Liability up to £2 million.
  • Baggage & Personal Effects up to £2,000.
  • Legal Expenses up to £15,000.
  • Personal Money up to £500.
  • Tickets up to £1,000.
  • Passport and Visa up to £300.
  • Money-back 21-day cooling off period if you decide to cancel prior to departure.

Some FAQ's:

Yes! We specialise in covering people who’ve already left their Home Country, as long as nothing has happened at the time of purchasing cover which may lead to claim. And, you just must not have picked up permanent residency status in another country.

In effort to prevent fraudulent claims, for the first 48 hours only Medical Emergencies are covered. Things like for small medical bills for prescriptions from the doctor, or lost items aren’t covered until the 48 hour waiting period is up.
To add any of our Activity Packs, just follow the Quote form here - to stage 3 - there you will find all of the optional extras.
Home visits are allowed if your policy duration is 4 months or more. There are no limits, you can come home as many times as you like, for as long as you like.
Baggage cover is excluded as Standard, due to the high number of queries we used to receive asking if it was possible to remove it! It’s also handy to not pay extra for baggage cover you don’t need if you have home contents insurance, or simply don’t want need your belongings covered.

One of the many benefits of Big Cat Travel Insurance is that any of the following medical conditions defined in the policy as an Automatically Covered Pre-Existing Medical Condition does not have to be declared to the medical help line for cover to be provided.

 Cover is excluded for any defined Pre-existing Medical Conditions. If in doubt please call Big Cat’s medical screening helpline, in confidence on: 01702 427 237

 Definition of a Pre-Existing Medical Condition:

a) Any respiratory condition (relating to the lungs or breathing), heart condition, stroke, Crohn’s disease, epilepsy, allergy, or cancer for which you (or any other person not necessarily travelling but upon whom travel depends such as a Close Relative) have ever received treatment (including surgery, tests or investigations by your Medical Practitioner or a consultant/specialist, or prescribed drugs/medication).

 b) Any Medical Condition for which you (or any other person not necessarily travelling but upon whom travel depends such as a Close Relative) have received surgery, in-patient treatment or investigations in a hospital or clinic within the last twelve months, or prescribed drugs/medication.

 You do not need to call the medical screening helpline in respect of the following Automatically Covered Pre-existing Medical Conditions, as they are automatically covered at no additional premium provided you do not also have a Pre-existing Medical Condition. If you have a Pre-existing Medical Condition in addition to any of the following Automatically Covered Pre-existing Medical Conditions all conditions will be excluded from cover unless disclosed to the medical screening helpline and additional cover agreed in writing.

 Automatically Covered Pre-existing Medical Conditions:

Acne, ADHD, Allergic reaction (Anaphylaxis) provided that you have not needed hospital treatment for this in the last 2 years, Allergic rhinitis, Arthritis (the affected person must be able to walk independently at home without using mobility aids), Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than 2 inhalers and no other medication),

Blindness or partial sightedness,

Carpal tunnel syndrome, Cataracts, Chicken pox - if completely resolved, Common cold or flu, Cuts and abrasions that are not self-inflicted and require no further treatment, Cystitis - provided there is no on-going treatment,

Deafness, Diabetes (which is controlled by diet or tablets only), Diarrhoea and vomiting - if completely resolved,

Eczema, Enlarged prostate - benign only, Essential tremor,

Glaucoma, Gout,

Haemorrhoids, Hay fever,

Ligament or tendon injury - provided you are not currently being treated,

Macular degeneration, Menopause, Migraine - provided there are no on-going investigations,

Nasal polyps,

PMT,

RSI, Sinusitis - provided there is no on-going treatment,

Skin or wound infections that have completely resolved with no current treatment,

Tinnitus,

Under active Thyroid (Hypothyroidism), Urticaria,

Varicose veins in the legs.

The medical screening helpline is optional for those persons wishing to establish if additional cover may be offered to include Pre-existing Medical Conditions. You will be asked for your personal and travel details. Please have your insurance policy number to hand if known.

You will be advised whether the Pre-Existing Medical Condition may be covered, an optional additional premium may be quoted and whether any amendments will be made to the policy terms and conditions.

If terms can be provided for the condition and you elect to take up the offer of the additional cover, you will be given a medical screening reference number and a letter will be sent to you upon receipt of payment. Any additional premiums must be paid directly to the medical screening helpline and not the company you are arranging your travel insurance with.

Should you not contact the medical screening helpline or not wish to take advantage of the optional terms quoted by the medical screening helpline, you will not be covered for any claims arising directly or indirectly from a Pre-existing Medical Condition.

There is no cancellation or curtailment cover for a Pre-Existing Medical Condition of persons not necessarily travelling but upon whom travel depends, such as a Close Relative, unless disclosed to the medical screening helpline by that same Close Relative and additional cover agreed.

You should also refer to the General Exclusions of this Policy Document.

Big Cat Travel Insurance Services, a trading name of Flynow.com Ltd (registration No.FRN 745388)  is an Appointed Representative of Campbell Irvine Ltd (registration No.306242) who are authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2018 Big Cat Travel Insurance Services.  All rights reserved.