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Cover for 120+ Activities

Whether you'll be scuba diving, kite surfing, jet skiing, bungee jumping, sky diving, trekking above 2,500m or kayaking. Our Activity Packs can cover various levels of adventurous sports.

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Winter Sports

Big Cat’s Winter Sports Extension provides great-value cover for those wishing to make the most of the snow. As well as standard skiing and snowboarding, you’ll be covered for cat skiing, snow skiing, cross-country skiing, off-piste skiing / snowboarding, and snowmobiling.

Helicopter Rescue Included

We know that safety is paramount when partaking in Extreme Activities. So you can rest assured that if something happens and you need to be helicoptered away, we’ve got you covered.


Up to £10m Medical
Cover


24 hour Emergency
Helpline


Cancellation & Baggage
Cover


Claim while
Abroad

Extreme Sports Travel Insurance

For those wishing to push the limits of adventure, we can offer you our Extreme Activity Pack which provides cover for the following activities:

Canyoning, trekking over 4,500 metres, BMX cycling, paragliding, gliding, parapenting, hang gliding, parascending, hiking over 4,500 metres, and kite surfing/boarding.

The Extreme Activity pack also includes cover for all activities included in the Activity Pack.

White water rafting

Key benefits of Big Cat's Extreme Sports Insurance include:

  • Worldwide cover for policies up to 24 months, depending on your age and where you intend to visit.
  • Special discounts for long stay travel insurance for travel to Australia and/or New Zealand.
  • Emergency Medical and Repatriation Expenses up to £10 million on Premier policy.
  • Personal Liability up to £2 million on Premier policy.
  • Unlimited return trips home, subject to conditions.
  • No requirement to have a pre-booked itinerary.
  • Cover if you wish to undertake light-value or volunteer work.
  • Lots of adventure activities covered with our Activity Pack.
  • Facility to arrange or extend Insurance when already travelling.

Some FAQ's:

Personal Accident cover isn’t quite what it sounds like. If you have an accident and fall over and break your wrist, that’s covered under normal Medical Expenses. Personal Accident is basically: Loss of sight, loss of limb or permanent disablement.

What the Policy says under Section B. Personal Accident:

In the event of the Insured Person sustaining bodily injury arising wholly and exclusively from violent accidental external and visible means which injury shall solely and independently of any other cause result in his/her death or disablement within twelve calendar months of the injury, the Insurer hereby agrees to pay up to the amount shown in the Table of Benefits applicable to the type of policy purchased and shown on the Validation Certificate.

Provided that:

  1. A) the death benefit payable is reduced to £1,000 if the Insured Person is under 16 years of age or 66 years of age or over at the time of death B) the total compensation in respect of any one Insured Person shall not exceed £10,000 for BUDGET Policies, £15,000 forSTANDARD Policies or £25,000 for PREMIER Policies.

Definitions

Loss of Limbs: loss or severance at or above the wrist or ankle or total permanent loss of use of an entire arm or leg.

Loss of Sight: total and irrecoverable loss of sight which shall be

considered as having occurred:

  1. a) in both eyes if your name is added to the Register of Blind Persons on the authority of a fully qualified ophthalmic specialist.
  2. b) in one eye if the degree of sight remaining after correction is 3/60 or less on the Snellen Scale.

Permanent Total Disablement: A disability which has lasted for at least 12 months from which the Insurer believes the Insured Person will never recover and which prevents them from carrying out any gainful occupation for which they are reasonably qualified by way of training, education or experience.

Special Condition

If an Insured Person was already disabled before the bodily injury or already had a condition which is gradually getting worse, the Insurer may reduce their payment. Any reduced payment will be based on their medical assessment of the difference between:

  1. the disability after the bodily injury; and
  2. the extent to which the disability is affected by the disability or condition before the Accident.

For 24hr medical emergencies, immediate contact must be made with the Medical Emergency Assistance Service in the event of death, injury or illness necessitating any of the following: (i) hospitalisation, (ii) repatriation, (iii) alteration to travel plans, (iv) curtailment of travel
TEL: +(44) (0) 20 3 318 8486
Within US A Toll Free: 1 800 848 2350

Please quote scheme reference CIAXA18CIDR if your policy was issued after 01 January 2018, scheme reference CIAXA17CIDR if your policy was issued after 01 Aug 2017.

Please note the Insured Person’s failure to contact the Medical Emergency Assistance Service prior to any hospitalisation, repatriation, helicopter/air ambulance medical evacuation, alteration of travel plans or curtailment of travel may result in their claim being reduced or declined. Private medical treatment is not covered unless authorised by the Medical Emergency Assistance Service.
Be prepared to give your:
(a) validation certificate number.
(b) confirmation that the policy was purchased from Big Cat Travel Insurance
(c) dates of travel (tickets/itinerary).
(d) details of problem including name and address of patient and nature of illness/accident.
(e) name and telephone number of hospital and attending Medical Practitioner.
(f) details of usual GP.
Please note, should you require medical treatment in Australia you MUST enrol with MEDICARE.

Full details are shown in your policy document.

To add any of our Activity Packs, just follow the Quote form - to stage 3 - there you will find all of the optional extras.

It is recommended that when travelling to any remote areas, you go in a group of at least 3 people with a 2 way working communications device, a navigation device, you let someone(s) know your route and when you should arrive, as Search and Rescue costs are not covered.

The Additional Mountain Rescue section of cover is a specific level of cover that takes effect when helicopter rescue is deemed necessary by the local Rescue Authorities due to a non-medical emergency such as natural disasters or adverse weather conditions.

This section of cover does not apply to Medically Necessary helicopter evacuations - these costs are covered under the Medical & Repatriation section of cover.

Big Cat Travel Insurance Services, a trading name of Flynow.com Ltd (registration No.FRN 745388)  is an Appointed Representative of Campbell Irvine Ltd (registration No.306242) who are authorised and regulated by the Financial Conduct Authority. You may check this on the Financial Services register www.fca.org.uk or by contacting them on (0) 800 111 6768. © 2018 Big Cat Travel Insurance Services.  All rights reserved.